Katie Thomas

Loan Officer
NMLS # 1823683
704-575-6403
Katie.thomas@mortgageright.com

Mortgage Loan Options

CONVENTIONAL MORTGAGE LOANS

FHA MORTGAGE LOANS

USDA MORTGAGE LOAN

VA MORTGAGE LOAN

JUMBO MORTGAGE LOAN

REVERSE MORTGAGE LOAN

The Benefits Of Refinancing

If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.

Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.

It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses. 

Remodel / Renovation

Lifestyle Upgrades

New Start-Up Business

New Baby on board / Adoption expense

Debt Consolidation

Education expense

significant Home damage

When she says 'yes'

Find Your Local Branch

Before we get started, let’s get you connected with your local branch